Homeowner's Insurance in Massachusetts and New Hampshire
A good homeowner's insurance policy is the first line of defense in protecting you and your personal assets. Homeowners insurance policies range in scope of coverage but all provide protection for physical losses to your home as well as personal liability to protect you from suits arising out of your everyday exposures. From slip and falls on your property to accidental injury to another person while you are away from your home, your personal liability coverage is there to protect you.
Homeowner's Insurance products include options for:
- Home Owners
- Condo Owners
- Properties rented to others
Homeowners Insurance is not the same product it used to be. Today you can find many different coverages available from different insurance companies and options also vary by state. Many companies offer optional coverages such as:
- Enhanced Ordinance or Law coverage (sometimes referred to as "code upgrade")
- physical and liability losses resulting from Toxic Mold & Mildew
- Sewer and drain back-up
- Identity theft assistance
- Coverage for underground utility lines and equipment breakdown
- Personal Cyber Coverage
- And more
Fitts Insurance Agency offers Homeowner's insurance in Massachusetts, Rhode Island and New Hampshire. Take a few minutes to complete an on-line quote
request now. There is no obligation to purchase coverage.
Umbrella coverage is often considered the best insurance value for the dollar. Personal umbrella policies provide catastrophe liability insurance in the event that you are faced with a lawsuit that exhausts the limits of liability on your homeowners policy or another policy such as your automobile or watercraft policy. We recommend umbrella insurance to anyone who owns a home or significant assets and to anyone who has future earning potential. Most typical homeowners can expect to pay between $140 and $220 a year for an additional one million dollars of protection over your home and auto and watercraft policies. For more information on Umbrella policies and how they are used click here.