Marine Insurance Your source for the insuring watercraft of all types

You wouldn't ask your local auto mechanic to perform the annual maintenance on your boat. Why trust insuring it to an agent who specializes only in home and auto insurance?

Most insurance agents focus primarily on home and auto insurance and will handle boat insurance if the need arises and likely have limited markets to place the coverage with. Fitts Insurance is one of the best known providers of marine insurance in the Northeast. We are very familiar with on-the-water risk and we have the expertise and the products to properly insure watercraft of all types. 

In the picture above, some will see a sunrise, others a sunset, depending on when they're on the water and for what purpose. You might be heading out of the harbor at 4:30 am headed for George's Bank in search of Tuna, or you might be slipping into the bindings of your wake-board for the day's last run, enjoying a sunset sail or going full tilt heading for the weigh in at a high stakes bass tournament.

Every boater's needs are different. Whether your boat is gas, diesel, electric, wind or solar powered, Fitts Insurance provides tailored boat insurance coverage to meet your unique needs.

For most boat owners, their boat is their pride and joy (after their children of course). We understand how important your boat is to you and we will take the time necessary to review coverage options and make sure you get the coverage you need at the best possible price. It’s very rare that another insurer provides a better price than we do, but in nearly every case we found the coverage to be substantially less comprehensive than ours.

Basic Marine Coverages should include:

• Physical Damage
• Protection and Indemnity Liability
• Pollution Liability
• Medical Payments
• Trailer Coverage
• Personal Property Coverage
• Uninsured Boats
• Towing and Emergency Assistance

Benefits of our professional angler and charter boat coverages include:

• Professional Angler Liability Coverage
• Dockside Liability Coverage
• Shoreside Liability
• Tournament Fee Reimbursement
• No Storm Deductible for boats under 26’
• $2,500 in fishing equipment coverage is included
• No mileage restriction for trailering your boat
• Up to $2,000,000 limits of liability coverage is available

 There are differences in the details.

The difference between marine insurance policies can be substantial. Marine insurance policies have become more restrictive over the years and many policies have adopted language that elminates coverage for certain serious losses. One example is the disappearance of "consequential loss". Fewer and fewer companies are providing for this coverage. Before deciding on a policy, understand the differences. For more information on the difference between these two coverage forms click here.

 Need a quote?

Simply put, you give us the information we need and we'll get back to you with the best option for your watercraft insurance needs.

Request a quote now by selecting the appropriate form below.

• Bass Boats
• Pleasure Boats
• Motor Yacht
• Sail Boats
• Personal Watercraft
• Charter Boat / Guide
• Commercial Vessel