Commercial Watercraft Insurance in Massachusetts

When you're looking for Commercial Watercraft Insurance in Massachusetts or New Hampshire, it's important to have options so you can ensure you get the right plan to meet your needs at the best possible rate.

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Protecting Your Massachusetts Marine Business is Our Business

As a marine business owner, you understand the unique challenges and risks your business faces daily. At Fitts Insurance, we do too. With over 45 years of experience in the marine industry, we specialize in providing customizable and affordable insurance solutions tailored to meet the needs of marine businesses throughout Massachusetts. Our top priority is helping you safeguard your business, so you can focus on navigating success.

Commercial Watercraft Insurance Massachusetts

Why is Insurance for Your Marine Business Important?

The commercial marine industry encompasses a diverse range of businesses, each with its own unique operations and risks. From a small rowboat rental facility to a blue-water sport fishing charter, the scope of liabilities can vary significantly. A one-size-fits-all insurance policy simply doesn’t work in this industry.

At Fitts Insurance, we offer marine business insurance designed from the ground up to provide a broad spectrum of coverage options. Our customizable policies are built to address the specific risks of your business, ensuring you’re protected against the unexpected and keeping your business afloat.

What Types of Massachusetts Marine Businesses Do We Insure?

With decades of expertise, we provide specialized insurance solutions for a wide variety of marine businesses, including:

  • Boat or PWC Rental Facilities: Covering watercraft rentals for recreational or business purposes.
  • Boat Clubs: Protecting clubs that provide shared boat access to members.
  • Boat Schools: Offering insurance for sailing and boating instruction programs.
  • Commercial Fishing Boats: Safeguarding operations for commercial fishers.
  • Bed and Breakfast Boats: Covering unique accommodations on watercraft.
  • Bareboat Charters: Protecting charters where customers operate the boat themselves.
  • Guide Charters: Insurance for professional fishing or eco-tour guides.
  • Sport Fishing Charters: Tailored coverage for charter businesses specializing in fishing trips.
  • Sightseeing Excursions: Protecting businesses that provide sightseeing or recreational tours on the water.
  • Owner/Operator Vessels: Covering vessels used for environmental, artisan, or weed control work.

Whatever your marine business specializes in, we can help you find the right insurance to fit your unique needs.

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Commercial Watercraft Insurance Massachusetts
  • Our marine business insurance policies are designed to provide comprehensive protection with flexible options. Coverages include:

    • Physical Damage Coverage: Protects your vessel against repair or replacement costs if it is damaged or stolen. Flexible deductible options are available to suit your budget.
    • Watercraft Liability Coverage: Offers protection for legal liabilities associated with bodily injury or property damage resulting from the ownership, maintenance, or use of your vessel.
    • Pollution Liability Coverage: Covers sudden, accidental, and unexpected discharges or spills of contaminants from the insured vessel. This coverage ensures compliance with environmental regulations and protects against significant financial penalties.
    • Trailer Coverage: Includes protection for the trailers used to transport your insured watercraft. 

    In addition to these standard coverages, optional enhancements can be added to meet the specific requirements of your business. Our team will work closely with you to customize a policy that provides complete peace of mind.

  • With decades of experience in the marine industry, Fitts Insurance has built a reputation for understanding the unique challenges faced by marine businesses. Here’s why business owners across Massachusetts trust us:

    • Expertise You Can Rely On: Over 45 years of specialized experience insuring marine businesses.
    • Customized Solutions: Tailored policies designed to address the specific risks of your business.
    • Affordable Coverage: Flexible deductible options and competitive rates ensure your coverage fits your budget.
    • Exceptional Service: Our knowledgeable team is dedicated to guiding you through the insurance process and providing ongoing support whenever you need it.
Fitts Insurance

Get a Free Quote Today

Your marine business deserves comprehensive protection. Contact Fitts Insurance today to learn more about our marine business insurance solutions. Our independent agents are here to help you navigate your coverage options and find a policy that keeps your business protected on and off the water. Request a free, no-obligation quote and let us help you secure your future success.

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